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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

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Securities and Investment Advisory Services offered exclusively through Registered Representatives of Hornor, Townsend and Kent, LLC. (HTK), Registered Investment Advisor, Member FINRA/SIPC. 600 Dresher Rd., Horsham, PA 19044, USA. 800-873-7637, www.htk.com. HTK is a wholly owned subsidiary of The Penn Mutual Life Insurance Company. Empire Wealth Strategies and other listed entities are not affiliated with HTK. HTK does not offer tax and/or legal advice. It is important to consult a qualified professional for specific information regarding your personal situation.

Our representatives are licensed to sell securities and insurance in our resident state of New York as well as the state of New Jersey. For additional licensing information please contact our office at (212) 697-1355. This is not an offer or solicitation in any state where representatives are not properly licensed and/or registered.

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